Conventional microfinance institutions typically grant loans in the form of cash. However, providing significant capital can cause problems, especially when given to young entrepreneurs that have little or no experience in using borrowed funds.

CML has designed an Assset Loan product that acquires business assets, such as motorcycles, carpentry tools, and refrigerators, on behalf of our clients rather than simply providing cash. This makes it easier for our clients to pay back the value of the assets in installments and with interest.